The road travelled less

It might be of imminent importance to ask, ‘Which road is to be travelled and how to know the road ahead is not filled with dangerous, unkind consequences?’
In the thinking gathered by various experiences the road less travelled does not amount to various, ordinary looking methods for fallible human being. It is the impression given by writings from various sources. Mentioning any specifics would not give any relief to crafting a viable path to finding the exact road less travelled. All roads seem to have been travelled from the eyes of fallible human life.
At this stage it may become clear that the road being talked about is fulfilling life. ‘Life.’ Everyone talk about it, but do we know what life really is? It would be a foolish pre-empt for anyone, let alone the speaker in any hall, to proclaim the whole idea of life. However, it would also be foolish to stop asking, creating a path that one wish to uphold.
This is a wishful path that I would like to think, understand is my current reality and anything therefore would be resolved by intervention of great meaning. This seeks to clarify, in wishful reality, the kind of environment, people and situations that I come across.
It was Tuesday evening in his house; Owen just bought a small but stylish house through his meagre salary. He has been renowned as a handful, friendly, yet wise man, among his employers, peers. In his two-seater couch he sat reading a book about sound, practical personal financial management, while the sound of classic music sinks deep the hard text of his book. He is clearly deep in concentration and finding some solution from the resource. He has bought a house in joint partnership with a woman. ‘A very lovely women, someone who melt my heart,’ he said. The house was bought in conjunction with his dream car, a mini cooper. It was not exactly the design he had intended to buy initially but when asked, he said, ‘which dream has never had alteration of some sort.’ A very realistic observation indeed!
Owen had gone through some rough patches in his life, and one would not have imagined that he may pull through this magnificent arrangement. ‘He did not look the type,’ one observer said. But deep in his heart he knew all along that he may, one day, through sheer will and persistent receive what is dear to his heart. ‘I use to tell myself that there is no road less travelled. I was just following someone else’s steps. Who that person is, I have no idea,’ he simply said. But who would think they are following someone else’s steps if they knew not who the person is, what he did? ‘It comes at a great price to choose a path that you have no complete knowledge of, but through planning, wishful thinking and some form of pragmatism a way could be found. I had written my plans thousand times, some I have not achieved but most are still in my heart and one day, just one day, they will come to fruition.’ The confidence he sold to me made me realise that with confidence, initiative, the possibilities are endless. However, he does not give an impression of someone who has achieved anything in his life. Perhaps modesty is one of his principles. Or not! ‘I would like to live as a poor man with lots of money,’ he quoted Pablo Picasso, the greater artist.
Talking about money, how does he manage to survive without a fat bank balance? Doesn’t money buy these things he possesses? Yes, money does buy things one possesses, but I was taught that it’s not how much you earn but what you do with what you earn that matters. Perhaps his study of economics is of great help. In economics, there’s an opportunity cost. One may not achieve all things at once with limited resources, to acquire them. A car and house in almost at once. It was, from the onlooker, a predetermined occurrence. However, when looking closely one realises it was a risky opportunity that paid off handsomely.
The thinking behind this observation has somehow human nature in it.
‘It would be foolish to state that people do have intuitive understanding of material possession. But for me, material possessions are just ordinary way of upping one’s living condition. People should not disregard the fact those things comes at a cost through one’s ability to maintain the so-called ‘decent living standard conditions,’ he explained. ‘I still dream and hope to maintain my living standard without further incurring small debts. That, I understand, need iron-will self control, which I shall strive for,’ his honesty sometimes get one to think there’s quite a lot this man wants to achieve in his life. ‘Career-wise, I still want to work for more experience and more money until I have completed brainstorming, researching and seeing through my entrepreneurial venture.’ ‘What venture?’ I asked, surprised about yearning of a man to still run his own business. ‘In my deep knowledge, I want to start something big and fancy.’ Like what, I wondered. ‘When you look at various ideas that are available and the chance to steadily gain market share within your area of specialisation you need to look at all possibilities and strategically use those to your advantage.’ Owen impressed with his general business wisdom, but what kind of business does he want to start. ‘Currently, I’m looking at billboard and signs business(outdoor advertising) and when my mind grasp with fuller understanding of the stock market, I would venture into stock market; while steadily working hard keeping my job as a customer service agent at a shipping company. Furthermore, I would still like to work in either marketing, account management, PR, sales or advertising industry,’ he outlined his wishes. How much does he want to earn or how much does he think he’s worth? ‘I think with my current responsibilities I’m worth at least R25, 000, 00 before tax, monthly.’ What an amount. But who’s willing to pay such an amount for two-year diploma holder? ‘There’s always a way. As long as I look at the right places, send those applications for posted positions, then I will get lucky, who knows.’ Agreed, an attempt is nearly a sure way of making your own luck.
The change of things, however, does not seem to have deterred many people with realistic plans. What may be Owen’s plans? ‘I have come to the realisation that it is very important for one to remain true to his goals. No one is ever sure of the future, but one has the power to shape his future for his own liking,’ he said,’ but I have to be sure that there is a positive future that I am trying to shape for myself while combining the power of knowledge that I might accumulate,’ he continued. Owen has vowed, during his early age that he wants to be both wealthy and knowledgeable. By the beginning of September 2009, after getting married to his beloved wife, Owen set out to become a successful trader. ‘My focus, when it comes to trading has been looking at medium term investments. I got lucky to have a supportive wife beside me. She understood my yearning for mastering the art for finance and share trading.’ This is the man who have embarked on a journey that many would have seen very risky. He started his own cleaning business at the beginning of 2010, January. ‘I know it was a risky plan, but I think I am fortunate enough to have become a successful business man,’ he said, modestly, but how did it start? I thought that’s something which anyone could have taken for granted. I suggested to my wife that we sell her car, thus we can buy a ford bantam in order to get into cleaning business. I had saved few rands in order to buy cleaning equipments detergents I started without any clients, but I knew what clients I was looking for. It took a lot of networking, marketing and advertising to get the business going. With the funding from the small business funding programme I managed to raise enough funds to cover my operating cost for three months. Then I landed a contract with a new building that was towards completion by the time I had opened my business. I had to do a lot of convincing because my form of cleaning was mainly carpet, and windows for industrial, office and home. Personally, I think I was lucky because I have no qualification in this industry. It was pure entrepreneurial instinct that I had’ he said.
In the field of success, which has, not surprisingly, became the field one need to consistently make relevant observations that ensure one’s perspective does not deplete from the people he might need to advance his causes.
‘I am not categorically stating that my success was without problems, but it was the will to go on that objectively gave me the brainpower to overcome most of my problems,’ Owen said, ‘I faced some great challenges at a young age and I managed to deal with them like a real professional,’ he continued.
Some admirable qualities that I have come to see within the heart of subject of the road less travelled, is that he believed in luck and hard work.
No matter what!
Life is a journey which many of us would like to see many wonderful things. ‘I have been branded as grumpy. But at the end of the day, I had this ability to see that something would go wrong, thus I have to act quickly in order to prevent the wrong from occurring.’
But what about being branded grumpy?
‘Most people who thought I was grumpy came back to me after a few moments to thank me for the invaluable foresight that I have provided.’
In his capacity Owen seem to be a man who anyone can call work-in-progress. ‘I am no extraordinary, but I always believe that I can do extraordinary things. Change the world. Empower myself beyond the belief of many.’ What an inspirational observant that anyone can make.
Before many get tempted to consider this profiling as mere talk but no action. Let me take you to the situation which Owen had encountered to prove his yearning for greatness in his stride. From the year 2004 he vowed that he wanted to achieve something in his own capacity. As an avid reader, he believed that knowledge acquired in books can be applied with great verve, enough consideration to match the living of modern day classicism. He set out below goals to achieve:
1. To become an efficient presenter of information, and knowledge.
2. To earn R10, 000 after tax on my first job
3. To own and drive a mini cooper
4. To marry an intelligent and beautiful wife.
5. To own shares.
The above goals have been a successful thus far and they have formed part of his life. However, as he had learned that to challenge himself to the limit he has to set as many goals as possible. Many of them are what we may call qualitative and rather realistic goals. We will detail a couple below for minimal light they give.
1. To earn at least R25, 000 per month before the age 28
2. To become an effective marketing genius
3. To be an efficient and effective planner of creative yet strategic marketing plans
4. To become a strategic networker

The above goals are just the ones which have formed part of the mindset which Owen has had due to them. It was within the understanding of the people who worked very closely with him that he had a different mindset. Those who could not understand thought him a misfit. However, it was just a davinci personality that he upholds. To illustrate that further, it is worth noting that Owen was the kind who does not have, in his philosophy, the idea of undermining, ridiculing another individual. This has shown in his changing his method of human nature in 2005 after he completed his diploma. Owen went to self develop himself greatly towards the understanding of the working of human emotions. He discovered that the main block between people in dealing with one another, mainly to resolve conflict, has been the playground of emotions. Thus he set out to remain logically objective in all his interaction with people. What did he seek out to do? Normally anyone would have thought this task a mammoth but that was not the case with Owen. From hereon we saw an individual who happened to be known, through unfounded reasons, as tactless and lacking in humility turning his weaknesses into the greatest advantage ever.
It is imperative that when one’s mind is in the state of disarray, mainly the visual mind, should be genuinely propelled to visualise only the positive that happens or happened. This should be a recurring thing because the mind, with its three aspects, has the way of seeing happen in real life what it created in its own state. Mental dimension if one would call it.
It was on a Friday; Owen was invited to a lunch by his probable new manager. The atmosphere was relaxed and he was clearly enjoying this grand gesture. Getting to know the person who he’ll be reporting to beforehand, in a rather casual setting. There were four of them that were being on that cafe. The main purpose of the meeting was the signature of the relationship that would be made to last for the maximum of three years. With Owen focusing his service on the new company. Quite close to the company that he would have loved to serve before embarking on a daring journey to become a marketing manager, or shall we say ‘his desire to become an industrious marketing genius.’
The discussion ranged from everything that normal people, when they had met in a restaurant, discuss or converse about. Owen, as a qualified chief executive listener, was on the listening side. He posed questions here and there but he was mainly the listener.
In his ideal life, Owen would like to live a life with a purpose that any ordinary human being would consider normal. Having an exciting adventure with his wife while not abandoning the harmony that he has with his friends, family and other human beings. However, the main focus would be on building the successful relationship with his wife. Ideally, he would be living with his wife in the manner below:
Refraining from having resentments towards her, ensuring she have the same feeling about her.
Making sure everyone contribute towards the success of the relationship, joint financial contribution
Supporting each other on most ventures that one wish to embark on, eliminating any negativity from either party.
Being completely open to each other, regardless of the mistake that one has done. Being forgiving in the knowledge that we share a life for spiritual, emotional, mental and financial gains in our relationship.
This is an ideal which has many positive outcomes in the world of success. He had learned, through trial and error, that in a relationship anyone has to remain committed regardless of the difference that occurs. In real world, where relationship pessimism has multiplied by tenfold, it is worth noting and revealing, through genuine commitment, that to survive and build a successful relationship one needs to anticipate and cure any mental negativity.
It remains an observation of great consideration that the world is changing faster than we have changed, sometimes beyond our comprehension. On the 7th of October 2009, at the company I work for, the managing director of the company cam to announce very concerning news to the staff. Downsizing has been the most talk about occurrence within organisational changes. There it was, Owen having read about it in his addictive bookishness, coming to reality. It was stated that due to global changes, the company was going to lay-off some staff. The company was a big enterprise, but it has now seen it within its own convenience to become biggy small. It was announced on the day that the next two weeks the selection will be made for those who stay and those will be retrenched.
Because events like this affect anyone who has genuine concern about their career well being, Owen was affected gravely. He became part of those whom the company has decided to lay-off. He was a hard worker, undoubtedly, but he was affected. He was committed to the dreams of the company but he was affected. Nevertheless, he looked forward with great hope and pragmatism that would ensure his dreams stays intact. The company would pay out the retrenchment package. Owen was, prior to the event, searching for the career that he had planned and studied diligently for. He also had two prospects which were far more promising to rope him into the vision of the company. Because he understood that company’s like to ensure everything is under control they there was not much doubt that whatever may occur it was to occur for his advantage. He somehow understood and practiced the law of attraction, which helped him solve most of feelings without further delays. In his practical view, he was much closer to realising his dream career and salary than any other moment. This is a man whom we have mentioned that he dreamt a beautiful life with the love of his life. And he was not ashamed to acknowledge that all good things or anything he had worked for is due to him. He believed in his ideas, so strongly, to come to fruition with ease and precision. After getting the job he had been waiting for, Owen did a financial transaction that became so smart in the long run, to the jubilation of his wife. He received a retrenchment package of, at least, R104, 000, 00 before tax. R10, 000, 00 was for reskilling purposes as per retrenchment procedure. He was left with R70,000,00. He divided the remaining balance for the following:
R10000,00 to repay his loan
R7500 to repay car finance
R7500 to repay bonds finance
He took R35000,00 to buy a metallic blue ford bantam in order to be able to travel to work.
Doing so was a smart thing based on long term view. He would be saving at 8% on each instalment that he had and would left with more cash in his account each month; to allow him to pursue other purposes. He admitted that it was pure luck and smart planning that got him into good financial position.
Nevertheless, his emphasized bookishness has taught him that, to reach his vision in less time he has to be in a place of believing, knowing, and feeling that he has already achieved his vision. He applied those lessons in sync with his pragmatism. He encompassed his life within a notebook kind of sort. He wrote more about himself within his pre- and post- achievement. As well as the thinking that motivated such action. This was a man who wrote in conjunction with his state of mind. Doing so was not about showing self-worth or ego but showing his true emotions, thoughts he could not articulate during normal human interaction. Although he knew and believed that time was just an illusory idea, he was still obsessed with what time can permit humankind to achieve measure his achievements. It was worth noting, without any judgement call, what his daily life entailed, outside of work. Owen did not shy away from modern social media such as facebook. He would spend considerable amount of time updating his facebook status, writing creative notes, commenting on friends’ status. He would also use his internet knowledge to writing active articles about himself and his experiences on a blog. On another normal day, he will be hanging out with people for staying in touch with reality and maintaining his influencing abilities. Furthermore, he was a romantic at heart to make breakfast for his wife. Life was a pleasurable experience that he could not get over. He understood his limitations and used it to his advantage. He did admit to having an ego, while he was also working hard on taming the ego. His yearning, in all sphere of life, was to ensure he has considerable amount of deep wisdom and intellect to make commendable observations about all kind of decisions. His, in short, was to be a philosopher king, with pride. He had the innate ability to practice vivid visualisation. Vividly visualising the results he desired brought to him enough, sustainable success. It was a rather simple, yet, crucial step in leading his road to continuous perseverance and pragmatism. He believed that life would not necessarily offer him everything but he also knew that what effort he gave to life would rewarded greatly. In short , Owen was an imagination machine that any genius would be comparable to. He was giving himself enough room to manoeuvre without any sign of stubbornness, arrogance but with humbleness, integrity and purism. This was not to say he was gullible to life but he did not deny his gullibility to books. Books! Mastering as many subject in his life belonged to one of his lifelong dreams. Owen loved many meaningful subjects and he hoped those subjects would be of great use in most of his life’s encounters. He also wished subjects and books loved him. He yearned to make decisions based on his learnedness, self-developed knowledge. Over the next two months he knew that he would need to make real his dreams of earning an amount of R25, 000, 00 per month, in order to make sure the security of his life remains intact. He would also ensure that he continue his studies. This time around he would not make the mistake of not finishing his studies like before. He has worked through some of the situations that would position him to the core of his success, in his endeavour, thus opening the way for the clarity in his concentration and memory.
He had showed the need to live a life of inner resourcefulness by formulating and applying four values that he would live by:
Smart work:
-doing what one loves and having fun doing it
Truth:
-speaking what can be validated as fact and with integrity
Wealth:
-living the life of prosperity, i.e. savings, investments, property ownership and few luxuries
Wisdom:
-continuous learning, experimenting, usage of current knowledge and experience for the advancement of one’s life.

Owen knew the power of infinite intelligence would be the main attraction for the realisation of his life’s purposes. Furthermore, details regarding the planning of his success were the share trading strategy and unit trusts investment. The former and latter was a detailed concept applied to achieve below vision:
Share trading- online trading which has become the new norm for monitoring one’s money making was for:
-To generate an additional income to cover other expenses
-To invest for pure money making and to afford a car, furniture and clothes
Unit trusts- also an online account which enable an investor to monitor the flow and growth of his investment
-To use the invested money for car service and remodelling of the house he owned.
These accounts enabled and revealed, in particular, the financial savvies of money hungry Owen. He understood very well that in the world of survival, it was necessary to have enough financial back-up when all other qualities you have may not save you instantly.
The power of money was borne within his blood that he single-mindedly saw money as the primary reason for happiness. He also understood that as the primary reason for happiness, what money can help one accomplish becomes the secondary reason for happiness. However, he understood that he has to work on his capacity to bring to fruition the ideal his heart is yearning for. He assessed his capacity to make money and found that he has enough capacity to realise his goals. With additional luck, there was no stopping this man from reaching his goals. The additional luck he had in mind was the luck he was taught to make himself. He had faith in his ideas and strength to overcome any obstacle that threatened to stand in his way. He was ambitious and there was no way he could accept defeat or let any negative thoughts enter his mind. He also found the strength in the intelligence of his wife because he understood and believed that most of the greatest man on earth had the unconditional backing of their wives; and he also yearned to live a great life . Her intelligence and will to stand by him made his advancement a lot quicker and admirable. In less than three weeks of having lost his job, he was on the verge of landing the job of his dream. Owen had wanted to work as an account executive and two organisations had made their point that he is to get the position of his dreams. He was constantly checking his email and waiting for the phone to ring, announcing he should come for the interview. Within the wait, he was also ensuring the prospect was reminded of his willingness to work twice as hard to ensure he land the position. He had enough faith in landing the position of his dream. His creative and constructive ability ensured that indeed he landed the position. It was not long before he was working as twice as hard in the new position. Once occurrence that worth observation was the way he hyped himself into the landing of the account executive position. Owen said from the 25 January,2010 he would be earning R25,000, per month. In return for this money he would be giving the most brilliant, efficient and effective service which he is capable, rendering the fullest possible quantity and the best possible quality service as an account executive. He believed he will earn this money in his account each month. Owen’s faith was so strong that he can now see this money before his eyes. He can touch it with his hands. It was now awaiting transfer to him in the proportion that he delivers the service he intends to render in return for it. He was awaiting a plan by which to accumulate this money and he followed that plan when it is received.
In his ensuring that he faced the future with more determination he decided that he had to let go of the past. He used his devil-may-care attitude and killer instinct to wipe out the scratches that he inherited from the past. His was the choice to live his life according to his values, philosophy, dreams, thoughts and goals.
Owen did not disregard the art of finding substance within the subjects of his liking. He saw in a subject of his liking an opportunity that may be transferred to wealth accumulation and he regarded the pragmatism of his capacity to send to the world of real riches. Throughout, he always had an unbeatable believe in luck through hard work. However, he yearned for a kind of friend whom he can share, converse, plan, and put to action ideas that comes to mind in perfect harmony. Owen knew that the kind of friend he needed would share the same dreams and desire with him and they will both encourage and help each other to carry out their plans. Someone who have the love of studying, extensive reading, love of classic music, non-judgemental and very honest to the core. He wanted this kind of friend to be in the safe side of his outward character on his quest for remarkable success. This kind of friend had the potential of being a business partner in the near future.
It would be an exaggeration not to point out that Owen had fears to overcome in his adventure of risk, passion and good surprises. He had to overcome the fear of losing, failing and not being the best of his ability. This was the momentous challenge that he had to face, one or another, sooner or later. He overcame those fears in his mind before the actual fears bringing themselves forth. He knew that if he had to live life to his fullest he has to unlimit himself from the thought, criticism and opinions of others. Basically, he had to weigh his decisions based on the knowledge of true value to him and his preferences. Without fear but with unmatched desire to succeed.
He saw in his life a man who deserves utter happiness according to his standards, not standards set by another. Utter success according to his hard work, wits and the unlimited power of his mind. His respect for people could not be matched, however, he has an expectation for people to respect, not to like, his decision and his need for personal space. What started as a modest desire into his life has become the most burning desire. Owen had a burning desire for making wealth in the most successful way possible. He had become a ‘necessary risk-taker’, when it comes to money-making adventure. Every second, every minute, he was consumed by the desire to reach financial success. He vowed to take as many risks as he could, as long as there was great reward lurking before his eyes. His mind had been programmed to believe that he was strongly programmed to make enough money, spend very wisely and with ease, within his means.
In his stage of great success yearning he also had the desire to posses, in great abundance, extensive problem solving skills, unmatched creativity, intelligible persuasion, ability to see through people’s true desires and fondness. His love for a challenge has given him hope and practical dedication to examine himself. In his adventure, he wanted more than being a good communicator of information, or money making machine; he needed fulfilment to the core.

Exquisite recovery

Wow! What a journey one has been in. For the past six years I have been in a journey. The most secretively fascinating journey that felt good to the heart.
However, there's more I have to journey through before I can plainly say,'This is me to the fullest.' Now I'm currently riding the wave of recovery from any form of backlog I have experienced over the past twelve months. I know this is going to require extra effort for me to fully recovery without experiencing any serious public relation disaster.
To get to the goal I'm currently working, I have conditioned myself to go through each pain in my thinking, thus I would clearly know the road is worth every encounter before anything.
I am working extra time to ensure the permanence of exquisite recovery.

On the verge of destitution

Life does not always work the way we would like it to be. Hold on! I said 'LIFE'. Am I not taking responsibility to my choices that I made? We clearly have been programmed to take responsibility for good things that we do but not the bad we do. But that's another matter all together. Now I will focus on the main subject of this writing. The verge of destitute.

It is not enough to have money in the world. One needs more than more money to survive. If we continue believing that money is everything then we are headed for trouble.

I do not have more and I am okay with it. I came with no money and I will leave with none. It is more than money to live. It is more than the love of money to live.
Ten steps to live a life within your luck and hard work:
1. Prepare yourself for anything,i.e success or failure
2. Be practical when there's a problem
3.Be ruthless to your enemy
4.Do not leave any stone unturned
5.Keep your vision intact
6.Identify people who can be of great help and use them accordingly
7.Never pretend to be happy while you are not. This will save you many emotional baggage
8.If your crisis require money get as much as you can.
9.Love your family and your wife. You need their understanding.
10.Remember your values and work towards entrenching them in all your dealings

No one deserve to be a destitute and I will fight to the bitter end to ensure I remain structured and visionary

Owening 2009

2009 has been the most uplifting year for my life based on my values. However, the year has not been as good as one planned a year ago. Many good things happened then resulted in my financial insecurity. This is mainly due to my choices I have made thus far. Coupled with the current economic conditions I can not see myself well off any time soon.
Let me recap some of the choices I made that harmed my financial security. Towards the end of 2008, I opened an online share trading account with my bank. It was a promising venture that was well within my goal to own some shares in a company. I browsed through some websites and booklets to find the right trading strategies and hot share tips. I was dreaming of making a quick buck. I had read somewhere looking for a quick buck was a bad strategy, but I was of thought that I am smart enough to defy the status quo. I made a deposit of R50,000,00 to buy shares between 34c and R2.50 per share. Then a month after there was a financial meltdown. The market shook and I lost an amount of R10,000 within two weeks. I was not intimidated by that loss. I held onto my shares until november when I sold them at a loss of R10,000.
In October, I registered for a degree which I was adamant I will meke it through. I was trying to make my life more resourceful. However, through some unforeseen disinterest I did not study enough to write my exams. Then I decided not to write. By enrolling and never got to write, I wasted R3500. Money, through inconsistency, gone done the drain. What a shame!
While on it, I was busy doing my driver's licence which I got at a cost of R4500. Another money gone. In February 2009, I met a girl that I have had an interest for 3 years. When she finally agreed we go out I was elated to have achieved my longtime interest. Then, I discovered that she was in debts. She asked me to pay off her debts, which I did with great generousity. I paid her debts off. R6,000 down the drain in the name of love. What a shame! I was getting this insecurity growing in me about this relationship because I thought things will change for the better. In march, I requested my family to go to her family for proposal to pay lobola for her to be my wife. R4,000 down the drain.
After I got my driver's licence, I went for the jagular and bought my dream car, in credit, on a R25,000 deposit. Another money gone. Insecurity growing by a minute. A week after my new possession, because I wsa not yet an accomplished driver, I burned my car's clutch plate. R750 to get the car picked up by towing company. Misery creeping! All I was building for was slowly going down the drain. To get the clutch plate fixed I parted ways with R4500 plus R350 to have the car moved from one repairer to another. I was scared but kept doing the same mistakes. Then a month after the clutch plate was replaced it burned again. I parted ways with R6500 plus R450 to have the clutch replaced and towing. It was the most traumatising experience.
Because I had asked to marry the girl I love, my family went back again to pay the lobola for the love of my heart. I paid my first lobola with great doubt. What kept me going I do not know because I had grown to feel that this lady will love me only if I had money. I am still not sure about the truth behind my feelings. During the lady's lobola day, I parted ways with R7000. For what, I still do not know! I was regretting everything I was doing from that point on. On the day of lobola I got to know how much money will they need for final lobola. R15000 was the remaining balance. From this time I had no money left in all my accounts.
While on it, we had applied for a house which got approved. I started looking forward to days of having no money in my account, after I had done my calculations from my salary. Although I was speaking to her about me not having money from the start, it was not working. I was walking blindly, to the sea of love. Where it will be fine, I still have no faintest idea.
To be able to pay the remaining lobola I made a loan of R15,000.
'You can't get the best of both world', they say.
Now I happen to be in a situation where I do not know how will I handle any trouble that comes my way and require money to resolve. I do not know if I will be able to achieve my other dreams. I do not know if I will have the power to live a life, with a wife without money to support a lifestyle.
It's owening 2009! What a beautiful shame!

My wife and I

The perception has been that a man should be stronger to a women. Under which moral virtue was the perception unveiled I still don't have an idea. Actually I do not want to know. It is downright silly to think a unique relationship between a man and women in terms of dominance or power. I think the main importance between a husband and wife is finding common ground within the relationship challenges. In doing so, it becomes easier to encourage each other to reach own goals, dreams and stay happy and united.



My wife and I: My name is Owen. Her name is Kurhula. We have gone past the 'I' to 'I am in love with you'. I am crazy about her and I would do anything possible that it stays that way. She's crazy about me and she's doing everything possible to ensure the relationship stay that way. We both yearn for adventure. The passion within is intense. Understanding each other's needs and compromising to each other may be matched but it remains wonderful. One other thing to note is the schoolboy, schoolgirl naivete that we both have. We regard honesty as the best policy and keep our egos in check for the sustenance of the relationship. It is no use harbouring resentments , thus we try as hard as possible to ensure our relationship is both fun and stimulating. The harnessing of harmony transcend to genuine respect and patience with one another. When the going gets tough we show much love to each other. Difficult times we see as a stepping stone to making our marriage even more stronger. We stop out hearts and minds to engage into doubts about each other. Being in peace with one another is the primary factor. It is within our interest to make the relationship between each other more compatible than the stars may permit.
Upon her entrance into my life, I have become warmer to love than previously anticipated. Our sex life is platonic, beyond generic satisfaction. Our kissing is extravagant. Our hearts reminds each other how much we have for each other. We laugh at one another without getting upset.
It is within the lasting of the relationship to keep loving, helping, guiding and working together.
I have no doubts that she loves me and she has no doubts that I love her. Basically, we are in love with each other.

Wishing for luck and harmony

Luck does not come from anywhere. You need to look for it through a rather lateral view. Harmony can not come from anywhere, but one has to build harmonious attitude to attain it.

How valid the above statements are is not yet clear but trying to look for them in pragmatic and imaginative way is a sure attempt of hoping to attain the understanding. I wish to be lucky in controlling myself for the advancement of my purposes and philosophies. This luck must translate into harmony when I am angry at myself. Harmony with people I interact with. My harmonious nature would truthfully enhance my quick understanding and deep concentration on my studying each book I read thus I can use the knowledge acquired to advance my ambitious plans with confident initiative and self force. To wish for money is not bad, I wish I could have implementable plans that I can use to generate an income of at least R25,000,00 a month. Although there's more, the philosopher king luck would not hurt but bring as much happiness to me. The luck that I request is like a prayer that comes within the current life direction. My writing intend to reflect my inner personality that I dare not show to the real world. It is my believe that I am more pro-personality than anti-character. This wish for luck and harmony does not mean I would remain complacent in my day-to-day living but take responsibility and grab opportunities when suitable to my vision. It is interesting to note that I will take some steps in ensuring that I continue making my own luck as per set plans. I shall keep on wishing for luck and harmony.
I will never stop!

DreamWealth

What are the characteristics of wealth? Are values qualitative the measure of wealth? What kind of values that are wealth based?






I dream of wealth. The kind of wealth that I dream about lean more towards the intellectual, clever making of wealth. I have identified investment techniques that I would like to bind myself to into making the dream wealth come true,i.e maintaining my performance level in my current employment position, starting a part-time small business, investing in unit trusts,consistently buying small cap shares and reducing my current debts. It would be an interesting achievement to note that doing thorough research in implementing my dreamwealth is already in process. However, I will have to waste not much time in implementing the dreamwealth.




I have what I think it's wonderful dream wealth building concepts which I would greatly love to see through within 6-12 months time. In the next three months I will be buying three furniture items, thereafter I will concentrate more on getting the business idea I have in mind off the ground. My action plan in getting the idea off the ground is selling my wife's car at an amount of between R13000-R20000 to help finance a business car. Starting from now I am researching and coordinating the fundamentals of my business plan.

While researching the core fundamentals of my proposed business I have come to the main success indicator of any business, i.e market research. It will be for my huge benefit if in all that I maintain in my business is centered around thorough market research. This means I will have to do more to figure out how does my business get customers and what preference do they have for buying into my service.
In most of my updates, I have come to understand that anything takes hard work, perseverance and willingness to succeed. This is the same principle I have come to unconsciously live with. It is imperative that to be on the road of near perfect success, one's mind should always be filled with pragmatic success based thoughts.

To further attempt to validate the happening of dream wealth, it would be beneficial to limit one's sleep hours, and spend 18 hours a day thinking, planning, organising and therefore implementing. This way, anyone with a sense of serendipity would appreciate it as desirable passion for excellence in what one does.

The power and hard work motivated by dream wealth shall prevail with tangible results.

Becoming a troubleshooter

It is necessary to have a beautiful and an outstanding life. Speaking to you in this day, I have incurred credit of around 573,000,00 on a house, car, furniture and personal loan. Half of my debts will be repayed in 6 years time. In anyone's case, that's a cause enough for stress but not me. I'm positive enough to have finished payments without falling. I went to these credit knowing that the future looks good.




Although this will limit my spending on small things but I will remain disciplined enough to ensure I achieve my goals. Also, I have trust that with my wife there will be more happiness in our home.


It would be effectively practical to be thinking about processes and how can one be taking advantage of them. The use of thinking techniques that have influence on the next person whom I will be needing favourable help from should help erase the error of forgetting crucial points that would ensure positive results. However, it would be impossible for my soulful self to remain detached from anything that I do. Based on the current financial state that I am in currently, it would be of good thinking to realise that I have to go on with my idea of running a business with a friend to make extra cash. In terms of dealing with people or resolving any situation, it will be imperative for me to remain objective, disciplined and control my feelings to the point of erasing them for rest of my life. I'm no pessimist in every sense, but I can not deny my excessive need for patience, true perseverance and objective use of my intelligence, good idea. Being a troubleshooter does not mean one should be surrounded by problems or differences but it's a necessity to expect and deal with problems as soon as possible, using the correct procedures.

Low expectation

Humility, the quality that hs ruled the emphasis of my blogging, having low expectations, with hope of getting desired results.



In the midst of deep thinking, obsession with thinking processes it would be within reasonable compromise to focus on one's thinking and the outcome of it. This allows me to go overboard without showing any signs of pride, let alone, arrogance. It has come to my attention if I apply positive thinking in my inner voice there'll be nothing that can prevent me from getting rid of all circumstances that may pose danger to my future. Locking the outside world from my personal situations would result in me unlocking my potential to success without much pain and less mistake. One exception that I can not lock out is the growth of my relationship with my wife whom I have come to understand that she's the most important part in my heart. In financial terms I believe that I would resolve my financial problems through sheer discipline and sensible spending. Sensible spending in a sense that I keep minimum funds allocated to saving of some sort. It would also be within my pleasure to encourage the reduction of self doubt while trying to maintain a lifestyle based on well reasoned and positive outcome based thoughts.

Being a human being as I am, it is within my interest to ensure that I control my temper and never resort into any kind of abusive behaviour to my wife, or anyone very close to me. I must agree that I'm an ambitious human being who want to be as perfect as possible to himself and before other people's eyes.

Playing the leader, although I have tried to avoid the issue, would come into play. In doing so, I would not be extending my ego to anyone but try and resolve matters with calm. However unpleasant the other person's reaction may be.

Practical optimism

In the quest of life, it is imperative to gain practical insight in managing one's life. Following this principle, of many of my principle, would enhance my ability to increase my financial discipline. In my relationship with people in general, it would be in my interest to relate non financially, because sharing my money with all the people I come to contact with will hold back my plans for the future. It is also within my financial benefit to scale down my spending on most small things.


Talking plans: I have come to understand that I am a dreamer who try harder to realise them. My current plans stands as the most defining motivation for my waking up every morning to work even harder than yesterday. It is within my interest to ensure that when it comes to money, women have been labeled as the pocket-drainers. This however, will not stop me from sticking to my current relationship commitment but I must ensure that I do not let her drain my energies for financial success. I will use every subtle manipulation technique available to ensure we do not get ourselves into unnecessary financial difficulty. I will use every strength to discipline myself into saving quite a substantial amount of money in my unit trusts and share trading account. Over the next three or four months I will be liable to pay lobola to my girlfriend's family. An amount of R15,000,00 is what they have charged me and require every discipline there is in my power to make it happen.
To further cut costs on my financial life I have come to feel comfortable about my dream car that I bought in the last two months. Being comfortable with my mini cooper will ensure there will be less mechanical faults. Furthermore, I have come to learn that I will need to take better extra care of myself; starting from ensuring I clean the house, wash dishes,my office cubicle all every appliance that is required clean. I have come to understand that doing so will not be easy but I upbeat that I have enough tact, diplomacy and discipline to see it through.
Lastly, just like any other living human being, I would like to close this argument by making a wish: I wish lady luck can direct me to situations where I get R260,000,00.

Survival without much effort

It's clear, isn't it? Ask yourself. What is it that is clear? Well, in almost every individuals state of affairs, monetary survival stakes enough claim. Why money? There is imagination intense problem which has gripped the world with highly misunderstood conception. Recession! It rings bell to most you. It is said that the world is under recession. In my limited understanding, this means there less finance lying around. What resulted in this unhealthy financial situation is unclear to me because if there's less money lying around. Where did the money go?

I'm not trying to state that there's no truth about this whole situation but what is questionable is the practicality of recession. What statistics has advanced the practicality economic performance. I have given up my faith in economic data since it does bode well with my values about living condition. If economics is the measure of overall human living conditions, what power does this have on the psychology of human mind. A human mind which resisted every technique imagined to see through it. However, it would be blind faith to state that one should ignore looking at the data available to get glimpse of what forward plan is there to make economic progress.

As for my immediate situation there's latent concern for recession to get poor. It is not my principle to show off or reveal my faith since I would like to let faith stay in my heart. For the past few weeks I have managed to achieve what might be called 'creative destruction'. This, in practice, refers to my having acquired my long held dream car, got approval for a house. All this defies recession fears. Furthermore, there's lobola that would be taking place this week. Marrying the girl of my dream is another step toward fulfilling life adventure I held dearly to my heart. It is my intention to live life to the fullest. I have learnt that following one's instinct to do the right thing is normally the surest way to go. But I must confess that most of this minor successful steps may be attributed to my girlfriend. Although I have planned to achieve those things, it came earlier than expected. Through her, I have learned to be diplomatic, reveal my emotionally romantic side.
Because no human being has lived without frailties of some sort, I must admit that it's not all things go. My financial side has been affected. While I plan to make manage my financial standing shrewdly, it will be not long before I come up with another method to resurrect my investments to both mine and her benefit.
On some of my articles earlier in this blog, I have hinted on my intentions to be more adventurous with my life.
Some failures that occurred was my degree which I had registered for. I dropped out before writing my exams. Reasoning behind was the pressure to focus much on the practical side of my life to make it even more beautiful through long held plans. I have found that to trust on my brains and collecting as much information to beef up my living standard would do much better without a degree. I like to believe that I have potential, via my deeply held dreams, plans and strategy to make through this trying times.
If a man thinketh and therefore he is, then it would be within my entrenched hard work to apply thorough care, commitment, and perseverance in bringing together an orderly, highly organised attitude towards my work and life area.
In essence, survival without effort is a hindsight of painstaking planning and execution and I'm hoping like hell that my self-discipline will come into the rescue to weather the economic storm for financial security and long lasting security.

State of Mind

When one is in a particular state of mind it's the views of individuals around that determine the labeling. Strange,isn't it? For the past three months, oh, actually, since the beginning of this year, I've been in particular state of mind. I am known for my prudence and discipline,monetarily and in my studies. This is the perception that I have not snubbed because there are some proof to it. You might be asking by now 'Yes but'. Some of acquaintances might have come to see me as introverted. The latter would be much nearer to non-existence.


In my current state of mind, it would be a great fallacy to state that I have been discipline and prudent both monetarily and studiously. Although, I intend to be back to full swing within the next few days I regret to have not managed my finances and time wisely. But hang-on, why was I not managing the two precious assets anyone can have? Was it my playful nature? Did I meet a girl? Yes, I met a girl. She is the girl that had turned my head before I could ever land myself a job. In fact, it will be appropriate to say she might in a scale of ten been the reason I've worked so so hard to get the what amount of money I have currently. I cannot blame it on her that I have seen my finances dwindle to my dislike for the past few weeks becauseI had a choice not to spend anything on her but I did. I cannot blame it on her that I have not studied enough for the past few weeks because I had a choice to study. All this I hope to change and I'm sure like hell that I'll recover within the next few days. At work, my passsion will increase by tenfold, my determination shall ensure accurate performance on all my responsibilities. But what about the girl? Will she be part of this picture? Yes, is the answer to latter question.

I have decieded, because I cannot leave her but include her in my schedule without ever compromising the time I have allocated for my endeavours. Doing this will not be easy but I have undisclosed faith that with her my life will reach new, exciting heights that I once dreamt about. It is no secret that she's remains the only person thus far who I have lost some of my tightly kept fat bank balance. This led to a rather telepathic comment made by my teamleader, he said, 'why is it that you seem to be more giving than you're recieving.' It's a disheartening comment to anyone who wish to do something for their own benefit, but I was taught that helping, sharing with people is the greatest reward that any value-living person can get. Furthermore, it's a testing time for me at this stage to be working, studying, partying, taking care of my girlfriend and then manage to see through all these into completion. Despite the fear that many people see as borne, hard out, in my bones there's a lot that I wish to attempt. In the next few days, I will be driving a mini cooper. Despite the effect this may have in my credit rating for a house that I intend to purchase with my lovely girlfriend, there is still confidence the ffect will not deter the see through of the house plan going to effect.
Personally, I have become, lately, more of a dreamer than the practical, down-to-earth person. My dream is that something great will happen to me, something I will learn to appreciate for quite some time. The main something great is financial reward through some luck I have no knowledge of. In my right mind, this may happen soon, to thank me for some past, present effort. 'Who knows? Lightning could strike.! But Kurhula is for keeps. All obstacles may come and go but there is way.
The state of mind, lastly, is definitive view of my current situation.